Privacy Policy

Pinkprint Credit Co.

Effective Date: January 23, 2026

Pinkprint Credit Co. (“Company,” “we,” “our,” or “us”) is committed to protecting the privacy, confidentiality, and security of our clients’ personal and financial information. This Privacy Policy explains how we collect, use, store, protect, and disclose your information in connection with the credit-related services we provide.

By using our website, enrolling in our services, completing our intake forms, or signing our Client Agreement, you consent to the data practices described in this Privacy Policy.

Information We Collect

To provide credit restoration, rebuilding, and educational services, Pinkprint Credit Co. may collect the following types of information:

      -Personal identifying information, including your full name, date of birth, Social Security number, address, phone number, email address, and government-issued identification.
    -Financial and credit-related information, including credit reports, account details, creditor information, dispute history, and supporting documentation.
    -Verification documents, such as proof of address, Social Security card, and supporting records related to disputed accounts.
    -Website and communication data, including emails, intake form submissions, consultation notes, and correspondence related to your service.

All information collected is necessary to perform services legally and accurately.

How We Use Your Information

Your information is used solely for legitimate business purposes, including:

     -Providing credit report analysis, dispute preparation, and dispute submission services
    -Correcting inaccurate or unverifiable credit information
    -Assisting with fraud alerts, identity protections, and personal information cleanup
    -Developing personalized credit-building and rebuilding strategies (where applicable)
    -Communicating with credit bureaus, creditors, and data furnishers on your behalf
    -Maintaining compliance with the Credit Repair Organizations Act (CROA), Fair Credit             

    -Reporting Act (FCRA), and Fair and Accurate Credit Transactions Act (FACTA)

We do not sell, rent, trade, or market your personal information to third parties.

Information Sharing & Disclosure

Pinkprint Credit Co. only shares client information when necessary to provide services or comply with the law. Information may be shared with:

     -Credit bureaus (Equifax, Experian, TransUnion)
    -Creditors and data furnishers for dispute verification
    -Identity protection or credit monitoring services authorized by the client
    -Legal or regulatory authorities if required by law

All disclosures are made strictly within legal and regulatory guidelines.

Data Security & Protection

We take reasonable and appropriate security measures to protect your personal information, including:

     -Secure electronic storage systems
    -Restricted access to client files
    -Encrypted communication where applicable
    -Internal confidentiality policies for all proprietary materials and records

Despite our efforts, no system can guarantee absolute security. By engaging our services, you acknowledge and accept this risk.

Client Responsibilities

Clients are responsible for safeguarding their own login credentials, email access, and credit monitoring accounts. Pinkprint Credit Co. is not responsible for unauthorized access resulting from client negligence or third-party security breaches outside our control.

Retention of Information

Client information is retained only for as long as necessary to complete services, comply with legal obligations, and maintain business records. Upon completion or termination of services, records may be securely archived or disposed of in accordance with applicable laws.

Your Rights

You have the right to:

     -Request access to your personal information
    -Request corrections to inaccurate information
    -Withdraw consent where legally permissible
    -Cancel services within three business days under CROA

Requests must be submitted in writing to our official contact email.

Intellectual Property

All dispute letters, templates, educational materials, strategies, and proprietary processes are the exclusive intellectual property of Pinkprint Credit Co. Unauthorized use, sharing, or reproduction is strictly prohibited.

Policy Updates

Pinkprint Credit Co. reserves the right to update or modify this Privacy Policy at any time. Updates will be posted on our website and become effective immediately upon posting.

Contact Information

For questions regarding this Privacy Policy or your personal information, please contact:

Pinkprint Credit Co.
📧 pinkprintcreditco@gmail.com   |   470.508.5306
⏳ Response Time: 24–48 business hours